Clean up your past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track your present
Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.
Improve your future
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
Rebuild, Repair & Improve Your Credit Score!
At Breakthrough Credit Repair we specialize in turning financial setbacks into financial breakthroughs. Our comprehensive credit repair program offers so much more than disputing negative accounts. Breakthrough Credit Repair provides a team of experts that includes board-certified credit repair specialists, Realtors, and Mortgage Brokers, at an affordable price.
Credit Repairing
Credit repair is important because a good credit score is a crucial factor in obtaining loans, mortgages, and credit cards with favorable interest rates and terms.
Credit Consulting
Our program is based upon extensive research of consumer laws, credit bureau reporting methods and resolutions for our clients.
Our Latest Services
Credit Repair
Business Credit
Education
Credit BuilderCredit Repair Services
Our board certified credit repair specialists have years of experience removing the following items from credit reports.
- Bankruptcy
- Collections
- Collections
- Charge -Off’s
- Late Payments
- Repo’s
- Foreclosures
- Student Loans
- Judgments
- Evictions
- Medical Bills
- Child Support
Business Credit
Building business credit can provide numerous advantages for business owners, including improved access to financing, better loan terms, enhanced opportunities for growth and expansion, and a stronger business reputation. By prioritizing the establishment and maintenance of your business credit profile, you can position your business for long-term success and financial stability.
Education System Services
Our comprehensive credit education program will help you achieve financial well-being by providing you with the knowledge, skills, and confidence needed to manage your credit effectively and make informed financial decisions.
Credit Builder
Our experts work with you on adding positive accounts and/or tradelines to your account. This will speed up the process to a better credit score and will enhance your overall credit profile.
Are You Ready For Your Breakthrough?
Mortgage Approval Program
We have licensed Realtor's and Mortgage Brokers on staff that are experts in getting our clients approved to buy a home!
Rental Application Approval
Have you been denied an apartment or other rental unit? Would you like to be approved for a nicer unit? Our team are experts at getting you approved the the best rentals.
Car Loans Approved
We can help you finally get approved for the vehicle you really want. No more paying a huge car payment and high interest for a car you really don’t want!
Establish Business Credit
Have you thought about quitting your job and starting your own business. We can help you qualify for $250,000 or more in business credit. You can finance your business, purchase real estate, buy vehicles, or finance just about anything else with business credit.
How Our Credit Repair and Restoration Works
Review Credit Reports
First, we take a close look at your credit and work with you to determine which questionable negative items are wrongfully hurting your score.
Pay Down Outstanding
Pay on time. Pay bills and any existing lines of credit on time if you possibly can.
Fix or Dispute Errors
Next, we ask the bureaus and your creditors to verify these negative items as accurate and fair. If they can’t, they are required to remove them.
Keep Old Cards
Don’t close any old cards or accounts.
Pay Your Bills On Time
Of course, paying your bills on time will help your credit. Continue paying all of your incoming bills on time even if is just the minimum monthly payment.
Watch the Progress
As you work to manage your credit wisely, we continue to leverage the law for your credit, addressing new credit issues as they appear. This includes monitoring your credit on a daily basis.
Discover Our Credit Repair and Restoration Works
Benefits of Better Credit Score and Restoration
- Board Certified Credit Repair Specialists
- Licensed Realtor with over 20 years of experience on staff
- Licensed Mortgage Broker with over 10 years of experience on staff
- FDCPA Attorney
- Exclusive Credit Builder program That Helps Build Your Credit profile
- Money Back Guarantee
- Affordable Monthly Subscription Plans
- Best In Class Customer Service Pledge ( We will always be easy to reach if you have a question)
- Credit Education
Choose Your Best Plane To Get Our Services
Starter Plane
- Bureau Audit Analysis
- Client Portal Access
- Credit Education
- Credit Business
- Customer support
Basic Plane
- Bureau Audit Analysis
- Client Portal Access
- Credit Education
- Credit Business
- Customer support
Premium Plane
- Bureau Audit Analysis
- Client Portal Access
- Credit Education
- Credit Business
- Customer support
Asked Any Questions
Our credit education and document processing services can assist you in utilizing the law to your advantage. The process is completely legal and revolves around a legislation known as “The Fair Credit Reporting Act” (FCRA).
Once items are removed, they typically do not resurface, provided they are current, paid, or the collection is older than three years, with only rare exceptions.
Contrary to the assertions of credit bureaus, credit training has proven effective in the majority of cases. However, its success hinges on receiving optimal guidance from a seasoned professional.
Expert guidance, comprehensive document preparation. Deep understanding of credit scoring, creditors, and bureaus. Remove negative items with confidence, backed by our flawless guarantee.
95% of clients witness a 25+ point credit score boost within 33 days. On average, a remarkable 150-point increase is achieved over the contract.
Answer We do, if we are not able to delete any negative items off your credit reports you are eligible for a 100% refund. Please review the complete money-back guarantee policy.
Our Client Reviews
I can’t say enough regarding the team at Breakthrough Credit Repair. They were always available if I had any questions and I was able to achieve a 750 credit score in only 60 days!
I never knew what to do to raise my scores. I needed to move to a better neighborhood and my bad credit was holding me back. I followed exactly everything Herman asked me to do and my scores went up dramatically.
Brittney is the real deal, I was nervous that what I was being told was too good to be true, but they did a great job fixing my credit. I have referred five other people to them already.
